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Start with the decision on your desk today—from pricing a job to planning a loan.
Free tools for independent businesses
Know your numbers.
Grow with confidence.
Free small business calculators for pricing, profit margins, job costs, cash flow, and loans. Turn everyday business questions into clear, useful answers—no spreadsheets required.
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A clearer way to price ↘
PROFIT MARGINLIVE
Revenue$12,500
−Total costs$7,250
Your margin42%
That’s $5,250 in gross profit.
THE TOOLBOX
One less thing to figure out.
Pick a question, add the numbers you already know, and get an answer you can actually use.
01↗
Job cost
Capture labor, materials, subs, and overhead for one job.
02↗
Service pricing
Build a client price that covers delivery and profit.
03↗
Price increase
Model a new price and its potential revenue impact.
04↗
Profit margin
See how much of every sale you keep after costs.
05↗
Markup
Turn product cost into a confident selling price.
06↗
Break-even
Find the sales volume needed to cover your costs.
07↗
Sales tax
Add or remove tax from any customer total.
08↗
Cash flow
Forecast the cash your business has at month-end.
09↗
ROI
Measure whether an investment earned its keep.
10↗
Loan payment
Estimate monthly payments and total interest.
11↗
Hourly rate
Price your time to reach your income goal.
HOW IT WORKS
Answers in three small steps.
Built for owners, not analysts. Each calculator explains what your result means and what to consider next.
Add what you know
Use the example values as a guide, then swap in your own business numbers.
Make your next move
Get a clear result, useful context, and a practical insight you can act on.
Simple enough for a quick check.
•Useful enough for a real decision.
•Calculator math runs in your browser.
COMMON QUESTIONS
A few things worth knowing.
Clear answers about the calculators, your data, and how to use each result.
Are the SmallBiz Lab calculators free?
Yes. All calculators are free to use, and you do not need a credit card to calculate a result.
Does SmallBiz Lab save the numbers I enter?
Our calculator code runs in your browser and does not send entered amounts or results to a SmallBiz Lab database. Optional analytics and advertising may process usage information; see our Privacy page.
What numbers should I use in a calculator?
Use recent, business-specific figures whenever possible. The example values show how each calculator works, but your own bookkeeping records will produce the most useful estimate.
What is the difference between margin and markup?
Margin compares profit with sales revenue. Markup compares profit with cost. Because they use different starting points, the same percentage does not produce the same price.
Are these results accounting, tax, or legal advice?
No. SmallBiz Lab provides planning estimates and educational information. Confirm important financial, tax, and legal decisions with a qualified professional.